By using our website, requesting a quote, scheduling a consultation, or communicating with Dunphy Insurance via SMS, phone, or email, you agree to the following Terms of Service ("Terms").
1. Services Offered
Dunphy Insurance provides licensed insurance services, including but not limited to:
Personal and commercial insurance quotes
Policy education and recommendations
Claims support and renewals
Ongoing customer communication and servicing
These services may be offered via online forms, phone calls, email, and text messaging.
2. SMS Communication & Consent
By submitting your phone number to Dunphy Insurance, you consent to receive automated text messages related to:
Appointment confirmations and reminders
Quote updates and follow-ups
Policy or renewal reminders
Occasional promotional messages or policy alerts (optional)
Message frequency may vary. Standard message and data rates may apply.
Reply STOP to opt out
Reply HELP for assistance
Consent is not required to receive an insurance quote or speak with a licensed agent
3. Client Responsibilities
You agree to:
Provide accurate and complete information for quotes and policy services
Respond promptly to communications when requested
Use services in accordance with all applicable insurance laws and regulations
We reserve the right to decline service in cases of misuse, fraud, or non-compliance.
4. No Guarantee of Coverage
All insurance quotes are non-binding and based on the information you provide. Coverage is not guaranteed until underwriting approval and completion of enrollment.
5. Intellectual Property
All written content, educational materials, and brand assets provided by Dunphy Insurance remain the property of Dunphy Insurance and may not be reused without permission.
6. Limitation of Liability
Dunphy Insurance is not liable for losses resulting from missed communications, incorrect contact information, or client failure to act on provided information. Final insurance coverage terms are governed by carrier policies.
7. Changes to Terms
We may update these Terms at any time. The latest version will be posted on our website with a new effective date. Continued use of our services implies acceptance of any changes.
